This page contains general information regarding supplier liability insurance requirements and limits.
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Category I
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SUPPLIER INSURANCE COMPLIANCE:CATEGORY I
Required Insurance Coverage – Category I Suppliers General Liability - $2,000,000 Each Occurrence
- $2,000,000 Products & Completed Operations
- $4,000,000 Annual Aggregate
Certificate should include Contractual Liability, Personal Injury and Property Damage.
*An excess or umbrella policy is acceptable to broaden existing primary limits to increase them sufficiently to meet requirements. General Requirements for All Insurance A Certificate Holder should read: McLane Company, Inc., its parent and all subsidiaries, affiliates and divisions
4747 McLane Parkway
Temple, Texas 76504B Additional Insured Endorsement: The CGL and Automobile liability insurance policies shall be endorsed to name the following as additional insured:
McLane Company, Inc. and each of its Parent Companies, Subsidiaries, Affiliates, and Divisions.
C All insurance must be on an Occurrence basis. D All insurance carriers must have and maintain an AM Best rating of A or higher. E Original certificate of insurance (ACORD Form) must be delivered to McLane prior to McLane paying for any purchases from Supplier. 
The address and name on your COI and W-9 must match identically in order to avoid any delays with the approval process.Category I ($2,000,000 limits)
- Artificial flowers
- Automotive accessories
- Baby food
- Beverages: bottled water, Sodas and Juices (excluding health drinks, dietary or herbs items)
- Cakes
- Cameras- disposable battery operated
- Candy
- Cereals
- Chips
- Coffee
- Confectionery, cookies, crackers, bread, pastries
- Detergents (household)
- Feminine hygiene products
- Foods (excluding meat, fresh produce, fruit or herbs of any kind, infant food/drink, and health foods)
- Fresh flowers
- Frozen dinners/entrees, breads, dinner rolls
- Gift Cards
- Gloves: fashion, gardening and working gloves (excluding protective and medical)
- Gum, breath fresheners
- Hair accessories
- Hats and caps
- Holiday novelty items (non-electric)
- Jams, jellies
- Key chains
- Light bulbs
- Nuts
- Non-Dairy Milk Substitute (non-refrigerated)
- Office supplies
- Paper products, napkins, cups, plates
- Personal care products – deodorants, toothpaste, mouthwash, etc.
- Pet supplies- such as pet apparel, pet food, pet accessories, and pet chews
- Protein: Bars, Drinks
- Razors
- Salves (non–invasive topical) such as Neosporin
- Sunglasses
- Super Glue
- Toys- non-electric and no-rechargeable
- Trail and party mixes
- Vitamin Water, such as Gatorade, Powerade, etc.
Please direct any questions to: certs@mclaneco.com
Last Updated: September 30, 2025
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Category II
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SUPPLIER INSURANCE COMPLIANCE:CATEGORY II
Required Insurance Coverage – Category II Suppliers General Liability - $5,000,000 Each Occurrence
- $5,000,000 Products & Completed Operations
- $10,000,000 Annual Aggregate
Certificate should include Contractual Liability, Personal Injury and Property Damage.
*An excess or umbrella policy is acceptable to broaden existing primary limits to increase them sufficiently to meet requirements. General Requirements for All Insurance A Certificate Holder should read: McLane Company, Inc., its parent and all subsidiaries, affiliates and divisions
4747 McLane Parkway
Temple, Texas 76504B Additional Insured Endorsement: The CGL and Automobile liability insurance policies shall be endorsed to name the following as additional insured:
McLane Company, Inc. and each of its Parent Companies, Subsidiaries, Affiliates, and Divisions.
C All insurance must be on an Occurrence basis. D All insurance carriers must have and maintain an AM Best rating of A or higher. E Original certificate of insurance (ACORD Form) must be delivered to McLane prior to McLane paying for any purchases from Supplier. The address and name on your COI and W-9 must match identically in order to avoid any delays with the approval process.Category II ($5,000,000 limits)
- Alcohol/ Spirits
- Aerosols (any product that contains a compressed gas or propellant)
- Batteries (all batteries and any product that contains a battery of any kind)
- Butter/Margarine
- Candles
- Charcoal
- Cheese
- Chemicals: such as pesticides, degreasers, cleaning chemicals
- Contact solutions
- Containers intended to hold fuels, oils, coolant
- Contraception: foams, films and spermicides
- Dietary supplements
- Eggs
- Electronics (any product that contains a circuit board)
- Energy: bars, drinks, pills, shots
- Equipment sold with chemicals (vaporizer sold with medication, air fresheners, gel shoe inserts)
- Fuel additives
- Hazardous materials
- Hemp
- Herbal Products
- Ice cream
- Infant Formula
- Insecticides
- Lighters, Matches
- Lip: balm, creams and petroleum jelly, etc.
- Liquids: cough medicine, ear drops, eye drops, inhalers, nasal spray, shampoo, soap)
- Meats: beef, lamb, pork, poultry, seafood, etc.
- Medical Test: pregnancy, COVID-19, etc.
- Medicated: bandages, creams (to include suntan lotion), ointments, salves, shampoos, swabs, wipes
- Medicine: ingested products (over the counter) including lozenges, pills/capsules (pain reliever, water pills, etc.)
- Milk
- Non-Dairy Milk Substitute (refrigerated)
- Oil, chemicals, coolant, and any fuels
- Other Tobacco products (Cigars, Cigarettes, Chewable)
- Patches (heated and/or medicated)
- Pesticides
- Produce, fresh
- Propane
- Vitamin drinks
- Vitamins
- Yogurt
Please direct any questions to: certs@mclaneco.com
Last Updated: September 30, 2025
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Category III
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SUPPLIER INSURANCE COMPLIANCE:CATEGORY III
Required Insurance Coverage – Category III Suppliers General Liability - $5,000,000 Each Occurrence
- $10,000,000 Products & Completed Operations
- $10,000,000 Annual Aggregate
Certificate should include Contractual Liability, Personal Injury and Property Damage.
*An excess or umbrella policy is acceptable to broaden existing primary limits to increase them sufficiently to meet requirements. General Requirements for All Insurance A Certificate Holder should read: McLane Company, Inc., its parent and all subsidiaries, affiliates and divisions
4747 McLane Parkway
Temple, Texas 76504B Additional Insured Endorsement: The CGL and Automobile liability insurance policies shall be endorsed to name the following as additional insured:
McLane Company, Inc. and each of its Parent Companies, Subsidiaries, Affiliates, and Divisions.
C All insurance must be on an Occurrence basis.*
*If insurance is claims made, Supplier agrees to maintain McLane’s Category III Coverage throughout the term of the Supplier Agreement between Supplier and McLane and for a period of four (4) years from the date of termination of such Supplier Agreement.D All insurance carriers must have and maintain an AM Best rating of A or higher. E Original certificate of insurance (ACORD Form) must be delivered to McLane prior to McLane paying for any purchases from Supplier. The address and name on your COI and W-9 must match identically in order to avoid any delays with the approval process.Category III ($5,000,000 limits)
- Vape Products
- Vapors
Please direct any questions to: certs@mclaneco.com
Last Updated: September 30, 2025
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Category IV
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SUPPLIER INSURANCE COMPLIANCE:CATEGORY IV
Required Insurance Coverage – Category IV Suppliers General Liability - $5,000,000 Each Occurence
- $5,000,000 Products & Completed Operations
- $10,000,000 Annual Aggregate
Certificate should include Contractual Liability, Personal Injury and Property Damage.
*An excess or umbrella policy is acceptable to broaden existing primary limits to increase them sufficiently to meet requirements. General Requirements for All Insurance A Certificate Holder should read: McLane Company, Inc., its parent and all subsidiaries, affiliates and divisions
4747 McLane Parkway
Temple, Texas 76504B Additional Insured Endorsement: The CGL and Automobile liability insurance policies shall be endorsed to name the following as additional insured:
McLane Company, Inc. and each of its Parent Companies, Subsidiaries, Affiliates, and Divisions.
C All insurance must be on an Occurrence basis.*
*If insurance is claims made, Supplier agrees to maintain McLane’s Category IV Coverage throughout the term of the Supplier Agreement between Supplier and McLane and for a period of four (4) years from the date of termination of such Supplier Agreement.D All insurance carriers must have and maintain an AM Best rating of A or higher. E Original certificate of insurance (ACORD Form) must be delivered to McLane prior to McLane paying for any purchases from Supplier. The address and name on your COI and W-9 must match identically in order to avoid any delays with the approval process.Category IV ($5,000,000 limits)
- CBD
Please direct any questions to: certs@mclaneco.com
Last Updated: September 30, 2025